Providence Finance Hub

Finance expertise
built on integrity.

18+ years inside Australia's top banking institutions — now working entirely for you. We bring that experience to every client, no matter the size of their goals.

Joe Martin — Founder
Founder & Director
Joe Martin
Providence Finance Hub · ACR #553779

18 years across mortgages, SME and corporate finance in Australia's top 4 banks — now working entirely for you. Bringing insider expertise to every client conversation, no matter the size of your goals.

02 8044 3312
info@providencefinancehub.com.au
Book a call →
18+
Years banking experience
Mortgages · SME · Corporate
Top 4
Australian banks
Deep institutional knowledge
200+
Clients helped
From first homes to multi-million
Our mission

Expertise.
Integrity.
Transparency.

At Providence Finance Hub, our mission is to combine expertise with integrity and transparency to deliver the right client-centric solutions to our customers.

"

We don't see our clients as just a transaction; we see you as a partner. Every interaction we have is centred around that core belief.

Our story

Built from the inside out.

After spending 18 years in Banking, the time was right to step out and establish the Providence Finance Hub team — offering our expertise to help clients achieve their goals and make their dreams a reality.

Our background covers Mortgages, Small to Medium Businesses, and Corporate Financial Services, spanning multiple industries including Healthcare Banking within Australia's top 4 banks. We've also worked across private bank and property development lending.

Our commitment

Every client, every size.

My team and I are passionate about supporting the diverse needs of our clients — whether they are just starting out or looking to expand their business goals. From the first home buyer to the multi-million dollar transaction.

The team at Providence Finance Hub are always willing to deliver the best outcomes regardless of client size. I hold several years of leadership experience and qualifications in Applied Finance and Management.

Why use a finance broker?

The bank works for
the bank. We work for you.

Banks and lenders can be restrictive — offering limited options, strict funding conditions and potentially higher rates. Providence Finance Hub acts as your advocate, researching the best structure, favourable terms and rates from a vast network of lenders.

We take the time to understand your unique financial situation and goals, then tailor a funding solution that aligns perfectly with your needs.

Access to more lenders
We search across a vast network — not just the four major banks.
We advocate for you
Your interests always come first — not the lender's.
Tailored to your situation
Every client is different. We structure solutions around your goals.
End-to-end management
From first call to settlement — we handle the entire process.
The difference

Why choose Providence Finance Hub?

See how we stack up against the banks and other brokers across every dimension that matters to you.

What we offer Banks Other Brokers Providence Finance Hub
Offers you different options
Unlimited access to mortgage, business and development funders
Wide range of banking experience in Commercial, Property and Mortgages under one umbrella
Management of the application process from start to finish
Liaise with your solicitor or conveyancer
Review your interest rate every six months
Home price monitoring so you know when equity is available
Digital applications with SMS updates
FREE Buyer Support Services to help you find the right residential or commercial property
Frequent touch-point contacts after settlement to ensure all is ok
Yes
Sometimes
No
Beyond the basics

We're still here
after settlement.

At Providence Finance Hub, we go beyond simply securing a loan. We're here to educate and empower — offering insightful resources and information to help you navigate the financial landscape, making informed decisions every step of the way.

We build long-term relationships with our clients, offering ongoing support even after your loan settlement.

Start the conversation →
Education & Resources
Insightful guidance to help you make confident financial decisions.
Long-term Partnership
We stay in touch after settlement — you're never just a transaction.
Rate Reviews Every 6 Months
We proactively check your rate so you're always on the best deal.
Equity Monitoring
We track your home value so you know when new opportunities arise.