Providence Finance Hub — Business Loans, Asset Finance & Home Loans

Who we help

Finance for real life.

Whether you're buying your first home, growing a business, or getting equipment on the road — we've helped people just like you.

Home Loans

Home buyers & refinancers

First home, upgrade, or refinance — we find the right lender for your situation, including if the banks have said no before.

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Business Loans

Business owners

Need working capital, equipment, or commercial property? We move fast and understand how business cash flow really works.

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Self-Employed

Self-employed & contractors

Irregular income shouldn't mean a closed door. We specialise in self-employed applications and know exactly how to make them work.

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Loan calculator

Understand your
real repayments.

Model your loan before speaking with our team. No commitment, no credit check — just complete clarity upfront.

Configure your loan

Loan amount$30,000

$1K$1M

Annual rate6.5%

3%20%

Term5 years

1yr30yrs

Monthly repayment

—

Total interest

—

Total cost

—

——

Talk to our team about this rate →

Your finance partner

The Providence Finance Hub team

20+ years of Australian banking experience — with a specialisation in self-employed clients. We often provide a quote on the spot.

Providence Finance Hub

Finance & Mortgage Brokers

Phone1300 776 433

ResponseWithin 60 minutes

SpecialitySelf-employed clients

Asset Finance

Up to $500K — no documents required

Vehicle and equipment finance up to $500,000 with streamlined approval. No stacks of paperwork, no delays.

Vehicles, machinery, equipment — flexible terms

Self-employed

We get it. Banks often don't.

Specialising in complex applications — self-employed, contractors, and business owners who don't fit the standard lending mould.

Self-employed Contractors Business owners

Speed

Quote on the spot. Response in 60 minutes.

We respect your time. Share your details and we'll respond within the hour — often with a quote ready to go.

< 60 min

Average response time

How it works

Simple process.
Expert guidance.

No jargon, no chasing, no wondering what's happening. Our team keeps you informed at every step and handles the hard parts.

Tell us what you need

Book a free phone or video call at a time that suits you — evenings and weekends included. No forms to fill, no paperwork upfront. Just a conversation.

Hear your real options

Our team reviews your situation honestly — and tells you exactly what's possible, what it'll cost, and why. Often with a quote ready on that first call. No pressure, ever.

Your offer Best rate found

$285,000

6.24% fixed · 30 year term · Home loan

We handle everything from here

Once you're happy, Providence takes care of the entire application — paperwork, lender follow-ups, and settlement. You'll always know where things stand.

Loan settled

Seamless from application to done

What clients say

Real results for real people.

Just finished my refinance with Providence Finance Hub for my home loan. They got us the best offer. The team always listens to your needs and any questions you have. The whole process went easy and smooth. They went beyond our expectations. Highly recommend for their excellent and transparent services.

J. Rizk

Home loan refinance · Sydney, NSW

Recently had the pleasure of working with Providence Finance Hub for a business loan. The process was remarkably fast and the team provided exceptional service. Their insightful financial advice helped me make informed decisions, and they ensured the loan was secured promptly.

B. Chahine

Business loan · Melbourne, VIC

Thank you so much for your time and huge effort from you and the Providence Finance Hub team. I am truly amazed and grateful to have been able to get the best possible option. I am thankful for the connection that brought us to you. Just another big THANK YOU!

S. Masudome

Home loan · Brisbane, QLD

"Providence Finance Hub facilitated our second property mortgage seamlessly. Their expertise and personalised service made the process stress-free. From initial consultation to finalising terms, they demonstrated exceptional knowledge and dedication. Communication was prompt and clear, ensuring we were informed at every step. Their commitment to finding the best financial solution tailored to our needs was evident throughout. They surpassed our expectations."

S. Papadopoulos

Investment property mortgage · Perth, WA

5.0

Client rating

We hear this all the time

Worried it won't work for you?

Most clients come to us after a bank said no, or after feeling like they didn't fit the mould. That's exactly who we're here for.

"I'm self-employed — banks always knock me back."

Self-employed applications are our specialty. We know exactly how to present irregular income to the right lenders — and which lenders to avoid.

"My credit history isn't perfect."

A blemish on your credit file isn't necessarily a dealbreaker. We assess the full picture and match you with lenders suited to your actual situation.

"I don't understand finance — I'm afraid of making the wrong call."

We explain everything in plain language. No jargon, no pressure. You'll understand exactly what you're signing and why it's right for you before anything moves forward.

"I've been rejected before and don't want to waste my time again."

We won't send your application somewhere it'll fail. We assess lender fit before a single form is submitted — protecting your credit file and your time.

Talk to us — no obligation →

Free consultation · Response within 60 minutes · No credit check to speak with us

Ready to get started?

Talk to Providence.
Get a quote today.

A phone or video call is all it takes. Our team will review your situation, answer your questions, and often have a quote ready on the spot — at no cost and no obligation.

1300 776 433

info@providencefinancehub.com.au

Book a Phone / Video Call → Call 1300 776 433

No cost · No obligation · Response within 60 minutes · Australian Credit Licence #547423

Finance for real life.

Understand yourreal repayments.

Simple process.Expert guidance.

Real results for real people.

Worried it won't work for you?

Talk to Providence.Get a quote today.

Understand your
real repayments.

Simple process.
Expert guidance.

Talk to Providence.
Get a quote today.